insurance
Your RV is more than a car, and your RV insurance should cover more than your car insurance does. You should be mindful of the following:
- You have many things in your RV that you would rarely ever keep in your car; clothing, VCRs, jewelry, binoculars, food, laptops, camcorders, fishing/outdoor gear, et cetera.
- When you visit an RV park, you may be liable for the area at your campsite. If someone is injured, you may be responsible.
- If your RV is damaged while you're traveling, you'll need a place to stay and a way to get there.
If you insure your RV through a standard auto policy, you may not be covered in the event of a loss. It could ultimately cost you thousands if you need to file a claim.
There are many differences between the RV insurance coverage available from an RV-specialty insurance agent and an auto insurance agent. When purchasing insurance for you RV, you should probably be thinking about some, if not all, of the following:
- Policy Features
- Total Loss Replacement
- Purchase Price Coverage
- Agreed Value Coverage
- Full-Timer Coverage
- Personal Contents
- Emergency Expenses
- Campsite Liability
- Towing and Roadside Assistance
- Disappearing Deductable
- Mexico Coverage
- Golf Carts
- TV Antennas, Awnings, Cabanas, Satellite Dishes
- Tow Dolly and Trailer Coverage
- RV-Specialty Claim Handling:
A good rule is to have a variety of resources available to call upon. You can start by checking our links below.
